Privacy Policy

At Ofic Insurance, we are committed to maintaining your confidence and trust regarding your privacy. This Privacy Policy explains how we collect, use, and protect your information when you use our websites, interactive features, applications, and social network pages (“Platforms”).

1. Information We Collect

Information You Provide: We collect personal information such as your name, email address, telephone number, and home address. The types of personal information we collect may vary depending on your interaction with our Platforms, such as when you fill out forms to request insurance quotes.

Information Collected Automatically: Whenever you visit or interact with the Platforms, we may use technologies like cookies, pixel tags, and other tracking tools to automatically collect information about how you access and use the Platforms. This information includes browser type, device type, IP address, operating system, application version, pages served, time spent on pages, and your use of features on the Platforms.

Cookies and Tracking Technologies: Cookies and similar technologies help us understand your preferences and improve your experience. Cookies can track your device across different websites and over time. You can control cookies through your browser settings. Note that disabling cookies may affect the functionality of our Platforms.

2. How We Use Your Information

We use the information we collect for various purposes, including:

• Providing Services: To respond to your requests for insurance quotes and related services.
• Improving Our Services: To enhance our Platforms, personalize your experience, and develop new features.
• Communication: To communicate with you about your account, respond to your inquiries, and inform you about updates or changes to our policies.
• Legal Compliance: To comply with applicable laws, regulations, and legal processes, and to enforce our policies and agreements.

3. Sharing Your Information

We do not sell your personal information. We may share your information in the following circumstances:

• Service Providers: With third-party service providers who perform functions on our behalf, such as hosting our Platforms, processing payments, and providing customer service.
• Legal Requirements: When required by law, regulation, or legal process, or to protect the rights, property, or safety of Ofic Insurance, our customers, or others.
• Business Transfers: In the event of a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of the transaction.

4. Your Rights and Choices

You have the following rights regarding your personal information:

• Access and Correction: You can request access to the personal information we hold about you and request corrections to any inaccuracies.
• Deletion: You can request the deletion of your personal information, subject to certain legal exceptions.
• Opt-Out of Marketing Communications: You can opt out of receiving promotional emails by following the instructions in those emails. We will process your request within 10 business days.

To exercise these rights, please contact us at [Your Contact Information].

5. Data Security

We take the security of your personal information seriously and use reasonable security measures to protect it. These measures include physical, electronic, and procedural safeguards. However, no security system is impenetrable, and we cannot guarantee the absolute security of your information.

6. Children’s Privacy

The Platforms are not directed to children under 13. We do not knowingly collect, use, or disclose personal information from children under 13. If we become aware that we have inadvertently collected personal information from a child under 13, we will take steps to delete that information promptly.

7. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. If we make significant changes, we will notify you by posting the new policy on our Platforms and updating the “Last Updated” date at the top of this page. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

8. Contact Us

If you have any questions or concerns about this Privacy Policy, the practices of our Platforms, or your interactions with our Platforms, please contact us at:

Ofic Insurance
954 371 8787
info@oficinsurance.com

Additional Information for California Residents

Under the California Consumer Privacy Act (CCPA), California residents have specific rights regarding their personal information. This section provides additional details about these rights and how to exercise them.

Sources of Personal Information: We collect personal information from various sources, including:

• Directly from you when you interact with our Platforms.
• Automatically through tracking technologies when you use our Platforms.
• From third parties, such as service providers, data brokers, and social media companies.

Categories of Personal Information Collected and Disclosed: In the past 12 months, we may have collected and disclosed the following categories of personal information:

• Identifiers: Such as name, email address, and IP address.
• Commercial Information: Such as records of products or services purchased.
• Internet Activity: Such as browsing history and interactions with our Platforms.
• Geolocation Data: Such as location derived from your IP address.
• Professional Information: Such as job title and organization.

Your CCPA Rights:

• Right to Know: You can request information about the categories and specific pieces of personal information we have collected about you, the sources of that information, the purposes for collecting it, and the categories of third parties with whom we share it.
• Right to Delete: You can request that we delete your personal information, subject to certain exceptions.
• Right to Opt-Out: You can opt out of the sale or sharing of your personal information.
• Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.

To exercise your CCPA rights, please contact us at 1-954-371-8787.