Service Details
Comprehensive Dental Insurance for a Healthy Smile
Affordable Dental Plans to Keep Your Teeth and Gums Healthy
Overview
What is Dental Insurance
Dental insurance is a type of health insurance designed to cover a portion of the costs associated with dental care. This includes preventive services like routine check-ups and cleanings, as well as basic and major dental procedures such as fillings, extractions, crowns, and orthodontics.
How It Works
Dental insurance works by paying a portion of your dental care expenses. You pay a monthly premium, and in return, the insurance company covers a percentage of your dental costs, depending on the type of service and your specific plan. Dental insurance plans typically include a network of dentists you can visit for reduced rates. There are different types of dental plans, including HMOs, PPOs, and indemnity plans, each offering varying levels of flexibility and coverage.
Types of Dental Coverage
Preventive Care
Preventive care is the foundation of good oral health. Our dental insurance plans cover routine check-ups, cleanings, and preventive treatments to help you maintain healthy teeth and gums.
Preventive care includes:
- Routine dental exams
- Professional teeth cleanings
- Fluoride treatments
- Dental sealants
- X-rays
Basic Procedures
Our dental insurance plans cover a range of basic dental procedures that address common dental issues. These treatments are essential for maintaining your oral health.
Basic procedures include:
- Fillings for cavities
- Tooth extractions
- Treatment for gum disease
- Emergency dental care
Major Procedures
For more complex dental issues, our plans cover major procedures that help restore the function and appearance of your teeth.
Major procedures include:
- Crowns and bridges
- Root canals
- Dentures and partials
- Dental implants
Orthodontic Coverage
Orthodontic treatments can be essential for improving dental alignment and bite. Our plans offer coverage for orthodontic procedures, making it easier for you to achieve a healthy smile.
Orthodontic coverage includes:
- Traditional braces
- Clear aligners
- Retainers
- Orthodontic consultations and adjustments
Contact Details
Contact Center
954 371 8787
Mail Address
info@ofis-insurance.com
Office Location
4500 N State Rd 7, St 311, Lauderdale Lakes, FL 33319
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Benefits of Dental Insurance
Choosing life insurance with OFIS Insurance Company provides numerous benefits, ensuring that your loved ones are financially secure and your future is protected.
How to Choose the Right Dental Plan
Assessing Your Needs
Start by evaluating your dental care needs. Consider your current oral health, any ongoing dental issues, and the types of dental services you and your family might need in the future.
Comparing Plans
Take the time to compare different dental insurance plans. Look at the coverage options, premiums, deductibles, and out-of-pocket costs associated with each plan.
Consulting with Experts
Consulting with an insurance professional can provide valuable insights and guidance. Our experts at OFIS Insurance Company are here to help you navigate the complexities of dental insurance, answer your questions, and recommend the best options based on your specific needs.
Get Your Personalized Insurance Quote Today
Protecting your future is just a few clicks away. Fill out the form below to receive a custom quote for your insurance needs. Our team will provide you with tailored insurance options that suit your requirements and budget.
Frequently Asked Questions
Dental insurance typically covers preventive care such as routine check-ups and cleanings, basic procedures like fillings and extractions, and major procedures such as crowns, bridges, and root canals. Some plans also include coverage for orthodontic treatments.
The cost of dental insurance varies depending on the plan and coverage level. Monthly premiums can range from affordable rates for basic coverage to higher premiums for more comprehensive plans. It’s important to compare plans to find one that fits your budget and dental care needs.
Most dental insurance plans have a network of preferred providers. While you can choose your own dentist, staying within the network can help you save money as in-network dentists offer reduced rates. Be sure to check if your preferred dentist is part of the network.
Some dental insurance plans include coverage for orthodontic treatments such as braces and clear aligners. Coverage for orthodontics varies by plan, so it’s important to review the details of your plan to understand what is covered.
Filing a dental insurance claim typically involves completing a claim form provided by your insurance company and submitting it along with the necessary documentation from your dentist. Many dental offices will file the claim on your behalf, making the process easier for you.